Security Center

Don't Be An Online Victim

New FDIC tool helps consumers protect phemselves against identity theft and suggests steps they can take if victimized.

  • Don't Be an On-line Victim: How to Guard Against Internet Thieves and Electronic Scams

Learn more here

Protect Your Password

Never reveal your password to anyone that you don't want to have access to your account. You can further safeguard your account information by following these guidelines:

  1. Never write your password down or leave it anywhere that someone else could find it and use it.
  2. Change your password on a regular basis.
  3. Use the Exit button to end each Online Banking session. Do not use the Back button to exit the site.
  4. Change your session timeout in User Options to a time that meets your needs.

Protect Your Computer

Magnolia State Bank and our online banking service provider employ multiple levels of security to protect your account information and transactions. In order to access our services and the protection they provide, you must use an internet browser that supports 128-bit encryption. There are additional methods that you can use as well:

  1. Keep anti-virus software current. Scan for viruses on a weekly basis, at a minimum.
  2. Keep your operating system and your Internet browser updated with new releases and the most recent version. These updates and patches will provide increased security. You may use any browser that supports the SSL (Secure Socket Layer) protocol. Most popular browsers support this security feature. To maintain our high security level, we also require using a browser with 128-bit encryption. 
  3. Do not open email and attachments that are of unknown origin as this is often the source of virus and worm infections.  
  4. Do not click on hyperlinks within websites or email unless you are familiar with the source and sure that it is legitimate. Hyperlinks are often used as a method to download malicious software on your computer.

Protect Your Information

It is the policy of Magnolia State Bank not to request information that is confidential in nature regarding you or your accounts via normal email. If you receive an unsolicited email that appears to be from Magnolia State Bank and it requests confidential information, we recommend that you do not respond. If you receive such an email, please contact your Magnolia State Bank representative.

You can learn more about protecting your information and avoiding identity theft by visiting the Federal Trade Commission for Identity Theft web site.